How to Adopt Without Breaking the Bank

When adoption comes up in conversation, whether on social media, face-to-face, or another route, there are always many individuals who say, "I would do that if only it wasn't so expensive." Or, "If kids really need homes so badly, they shouldn't charge so much to adopt." Or, "How much does it cost?" If you've thought any of these before, feel no shame. BUT, this post is for you!

Before I send your world spinning and make you think your whole life is a lie, let me tell you where the misconception came from that all adoption is expensive. Private domestic adoptions and international adoptions are costly. According to the Gladney Center for Adoption, the estimated cost of adopting a child from Colombia is $51,000. Although the travel expenses aren't necessary in domestic infant adoptions, the cost of such an adoption is generally nearly the same. So if you're looking to pursue private domestic adoption or international adoption, go for it! There are plenty of kiddos who need forever families all over the world. Just know that you'll need to start saving now, take out a loan, empty your savings account, and work an extra job. 😏 When most people hear adoption, they think $$$, and that is exactly why. The problem is, many just don't know about the alternative. 

Adopting from the foster care system costs you next to nothing. I worked for a foster care and adoption agency for a few years, licensing, training, and recruiting foster and adoptive parents. I was often asked, "So how much is this going to cost?" My answer: "You don't pay us a dime." Let's break it down.

Generally the amount paid to an agency specializing in adoption through the foster care system is $0.00. 

What You Pay For*

You are generally required to pay for anything necessary to get your home ready to be licensed, as well as anything the child might need. Some examples are:

• 5-pound fire extinguisher - $50
• Locking compartments for storing medications - $25
• CPR/First Aid Training - $35-$150
• Fingerprinting - $50 per person, living in your home, over the age of 14 years
• Driving Record - $10
• Fire inspection - Varies by city and county, but I have not personally seen it cost over $150. Often it is free or cheap.
• Health inspection - Varies by city and county, but I have not personally seen it cost over $150. Often it is free or cheap.
• Fire escape ladder (If you live in a 2-story home) - $35
• Plastic outlet covers (If wanting to adopt children under 8 years) - $5

In addition to these items, you'll need to ensure that your pets' rabies vaccines are up-to-date, you have car insurance, you have ample beds and bedding for children, you have funds set aside to buy a car seat, clothes, and other essentials when the time comes, and you are able to print documents and paperwork as needed and required by your agency. Also, depending on if your child qualifies for continued financial assistance after adoption, you may or may not be required to pay court fees which could be around $1500. 

*Please note that this is an estimate of costs and necessary items, and will vary based on agency, state regulations, and other factors.

Again, please understand that this is not a set list, and that there will likely be additional items you spend money on; however, these are precisely the things you'll be putting your money toward. This means that the only costs you assume are the ones that directly relate to the child and the care you are required to provide to them. Isn't this great news?! So spread the word. Tell your friends. Shout it from the mountain top. Adoption doesn't have to be expensive! There is a large need for foster and adoptive families for large sibling groups and older children. Reach out to your local child welfare entity or foster care and adoption agency to find out specifics for where you live.